The new health care system, Obama care seems to be all the rage for young adults and college students, but what are we really buying into? There’s a lot more to this plan just the benefits for a person. In the long run it can potentially save individuals some out of pocket money on their next visit to the hospital.
The idea is you get what you pay for, but by paying into it you end up paying for people’s health care as well. Out of the three different levels Bronze, Gold, and platinum, college students will most likely receive bronze which will cost them the minimum out of pocket price for healthcare, but this system ultimately pays the most money into the bronze level.
In theory this system would be beneficial towards adults, but when put into full effect has many flaws. Obama care much like the retirement pension, shares the idea that young people will pay into the health care system and over time those paying into it will receive back what they put in the system.
The main issue with this plan is that it is targeted more towards the prevention of illnesses. The plan doesn’t focus on the people who are past the stage of prevention and have chronic illnesses.
There are more sick people who are looking to benefit from Obama care rather than young adults who occasionally find themselves at the hospital. If the idea is that the healthier citizens on the bronze level will pay into Obama care providing funds for the gold and platinum levels, then they’ve already failed, because a majority of the bronze level members have free healthcare.
Employers see the Obama care act as a way to reduce sick days of their employees, but most employees take sick days due to obligations outside of their personal health.
Young adults know they are not invincible to illnesses, check ups are inevitable to sustain a happy and healthy life. The Obama care plan on the surface promises that members will be provided for, but is it really benefitting us or is it ultimately costing us more money.